Our research starts with the question a reader is trying to answer. We then separate regulatory facts, company supplied information, and our own explanation.
Primary sources first
We use IRS publications and guidance for federal IRA and rollover rules. We use company websites and official documents for company minimums, processes, and stated policies.
Time sensitive details
Minimum purchases, fees, available products, service policies, and third party ratings can change. Pages that rely on those details show an updated date and should be checked again before a financial decision.
What we do not do
We do not claim personal product experience we do not have. We do not invent customer stories, performance numbers, guarantees, or investment outcomes.